Identity Guard is a comprehensive identity theft protection service that helps individuals safeguard their personal information and monitor their financial and personal data for any suspicious activity. Here’s a breakdown of what Identity Guard typically offers:
- Credit Monitoring: Identity Guard monitors your credit reports from the major credit bureaus (Equifax, Experian, and TransUnion) and alerts you to any changes or suspicious activity, such as new accounts opened in your name or significant changes to your credit score.
- Identity Theft Protection: Identity Guard provides various features to protect your identity, such as identity theft insurance, which can help cover the costs associated with recovering your identity if it’s stolen. They also offer dark web monitoring to alert you if your personal information is found on the dark web, where it could be sold or used for fraudulent purposes.
- Social Security Number (SSN) Monitoring: Identity Guard monitors for unauthorized use of your Social Security number, which is often a target for identity thieves.
- Identity Restoration Assistance: In the unfortunate event that your identity is stolen, Identity Guard provides assistance in restoring your identity and resolving any issues related to identity theft.
- Mobile App: Many identity protection services offer a mobile app for convenient access to monitoring alerts, account information, and identity protection tools on the go.
- Family Plans: Some identity protection services, including Identity Guard, offer family plans that allow you to protect multiple family members under one account.
- Fraud Alerts: Identity Guard can help you place fraud alerts on your credit reports, which can make it more difficult for identity thieves to open new accounts in your name.
- Credit Score Monitoring: Monitoring your credit score regularly can help you detect any unauthorized changes to your credit report, and Identity Guard often provides this service as part of its offering.
Overall, Identity Guard aims to provide peace of mind by helping individuals protect their identities and financial well-being in an increasingly digital world where identity theft is a significant concern. However, it’s important to note that the specific features and pricing of Identity Guard may vary, so it’s a good idea to research and compare different identity protection services to find the one that best fits your needs.